K-Dimensional Holdings Inc. dba Coast
Job duties:
- Analyze internal and external data—including credit bureau, financial, transactional, and application data
—to support and refine credit risk policies for underwriting, credit line adjustments, and account-level
decisioning. - Help create best-in-class credit policies and risk management infrastructure.
- Design and manage data reporting frameworks related to credit risk and fraud by partnering with data
engineers and analytics teams. - Contribute to the automation and optimization of credit risk operations by building decision frameworks
and supporting risk modeling. - Conduct data-driven investigations into potential fraud incidents such as identity theft or account
takeovers. - Perform root cause analysis to improve predictive capabilities for credit defaults and risk exposures.
- Collaborate cross-functionally with product, finance, legal, operations, sales, and marketing to develop
and implement credit-related strategies and policies. - May telecommute within a reasonable commuting distance from the New York office.
Education and Experience required: Bachelor’s degree in Finance, Economics, Statistics, Applied
Mathematics, Computer Science, Data Science, Business Administration, Engineering, Actuarial Science,
Information Systems, or Management Science and 2 years in credit risk analysis or related occupation
within consumer or small and medium enterprise (SME) lending.
Background: 2 years of experience in the following:
- Deploying a SQL and Python;
- MS office applications;
- Root cause and statistical analysis related to credit defaults and risk exposures;
- Building and maintaining data pipelines, utilizing SQL and Python, that includes data cleansing,
wrangling, visualization, modeling, and interpretation related to credit risk and fraud; - dbt for data modeling and transformation related to credit risk and fraud;
- Working with APIs;
- Designing and managing data reporting frameworks related to credit risk and fraud;
- Create underwriting and risk management strategies;
- Investigating and evaluating efficiency of risk management policies, procedures, and processes; and
- Partner with cross-functional teams to execute credit policies, improve operational tooling, and shape
the risk management infrastructure.
Location: New York, NY (May telecommute within a reasonable commuting distance from the New York
office)
Rate of pay: $90,000 to $140,000 per year